RSS订阅 加入收藏  设为首页
怎么玩北京赛车
当前位置:首页 > 怎么玩北京赛车

怎么玩北京赛车:Pension Target Fund Officially Launched Huaxia and other fund companies took the lead in reporting

时间:2018/4/16 18:24:48  作者:  来源:  浏览:0  评论:0
内容摘要: Target Risk Strategy Fund: Also known as the Lifestyle Fund. It is also generally in the form of a series, with each fund in the series cor...

Target Risk Strategy Fund: Also known as the Lifestyle Fund. It is also generally in the form of a series, with each fund in the series corresponding to a different level of risk.

\n?

Recently, the first pension target funds were reported one after another. As of April 13, the official website of the China Securities Regulatory Commission showed that the first batch of 42 old-age pension funds submitted registration applications involving 21 public funds fund companies . The types of products participating in the declaration include target date strategies, target risk strategies, and the China Securities Regulatory Commission. Accredited other strategies.

\n?

According to the previous general fund approval channel, the approval time for the first batch of pension target funds is usually 6 months. Referring to the previous FOF audit guidelines, the first batch of pension target funds that can be approved may only have a few.

\n?

The first reported scenes were hot

\n?

Since March of this year, the pension target fund has been receiving much attention from the market and related preparations are in full swing. Firstly, on March 2nd, the China Securities Regulatory Commission officially issued the “Guideline on Pension Investment Securities Funds (Trial)”, which strictly stipulates the requirements for the establishment of public funds for pension fund targets, fund size, and investment research teams. Only 10 days later, the China Securities Investment Fund Industry Association formally announced the “Notice on the Registration of Fund Managers of Pension Investment Funds for Pension Targets”, which strictly stipulates conditions for pension fund managers, registration management, and other conditions.

\n?

The official website of the China Securities Regulatory Commission shows that there are currently 42 senior pension fund products that are currently queuing up and involve 21 fund companies, including large public fund companies represented by E Funda, Huaxia, South Fund . For medium-sized public fund companies represented by the company, product progress tracking shows "receipt materials."

\n?

A public fund leader who has reported three pension purpose funds told the "International Financial News" reporter that with the development of the domestic pension business, public funds have gradually become one of the main forces for pension investment, and the company has issued relevant policy documents on pension target funds. At the beginning, a dedicated investment research team was set up to actively invest in product development.

\n?

Galaxy Securities Fund study According to the conditions specified in the Guidelines, a total of 52 public funds meet the conditions, and its 2,083 funds meet sub-fund standards. According to informed sources, information on the official website of the China Securities Regulatory Commission is gradually being disclosed, and at least 10 companies will continue to apply.

\n?

Target date or target risk

\n?

According to the new regulations, the pension target fund adopts a mature asset allocation strategy to pursue long-term benefits and encourage long-term and stable investors to hold it. According to the current information on the official website of the China Securities Regulatory Commission, the names of pension endowment fund products that apply for registration are accompanied by the words “endowment goals”. The product types are mainly divided into two categories, namely the target date strategy and target risk strategy. In terms of the first type of product reporting, several fund companies have selected two types of products to report together, and some fund companies also specialize in the reporting of one type of product.

\n?

Specifically, the Southern Fund has applied for a total of three products. The products cover target risk strategies and target date strategies. Huaxia, ICBC, Credit Suisse, Yinhua, and other public fund companies only selected target-strategic products for reporting; wealth raising companies, investment companies, Wanjia and other public fund companies only selected target-risk strategic product reports. The public information shows that at the target date of the reported strategic pension fund, there are many different words such as “2030, 2035, 2040, and 2045”.

\n?

A public fundraiser in Beijing interviewed by the “International Finance” reporter said that before the company’s first batch of approved FOF products, the company included the shadow of the target risk strategy. This time, the target date was selected for strategic product reporting. It is related to the company's senior leadership decision-making. The target date strategy fund will be based on the time set in the name, and it will correspond to the retirement year that matches it. Each fund company will choose different retirement customers according to its own product strategy. Afterwards, the company will supplement the target risk strategy product in the follow-up pension target fund report.

\n?

For the research and views on the two types of pension fund, many large public fund companies told the "International Financial News" reporter that according to the regulations, they could not be disclosed for the time being, but it is certain that the pension fund products development and fund companies The scale of assets is not much related. In addition, the new rules also clearly pointed out that the pension target fund can set preferential fund rates, and through differential rate arrangements, encourage investors to hold long-term pension target funds. The product rate of pension target funds should in principle not exceed 60% of the same type of product.

\n?

Tax Deferred Pension Benefits Public Offering

\n?

With the reporting of the first batch of pension target funds, there have been major positive news from the industry. Recently, the Ministry of Finance, the State Administration of Taxation, the Ministry of Human Resources and Social Security, the Bank of China, , insurance , the Supervision and Management Commission and the Securities Regulatory Commission jointly issued the “Notice on Launching the Pilot Project of Personal Tax Deferred Commercial Pension Insurance”. Since May 1, 2018, pilot projects for personal tax deferred commercial pension insurance have been implemented in Shanghai, Fujian Province (including Xiamen City) and Suzhou Industrial Park. The trial period is tentatively scheduled for one year.

\n?

According to industry sources, after the end of the pilot period of personal tax deferred commercial pension insurance, public offerings may be included in the investment scope of individual commercial pension accounts.

\n?

Zhu Junsheng, deputy director of the Insurance Research Office of the Institute of Finance at the State Council Development Research Center, believes that in order to promote the development of tax-exempt pension insurance, it is necessary to expand the scope of participating financial institutions and products in due course. From the perspective of the development experience of other countries, especially the U.S. Individual Pension Account (IRA), financial institutions such as fund companies are important market participants. Expanding the scope of participating financial institutions and products will help promote competition in the personal pension account market, enrich product forms, thereby increase the public’s right to choose, and increase the operational efficiency of individual commercial pension account markets.


相关评论

本类更新

本类推荐

本类排行

本站所有站内信息仅供娱乐参考,不作任何商业用途,不以营利为目的,专注分享快乐,欢迎收藏本站!
所有信息均来自:百度一下 (微信北京赛车怎么玩)
豫ICP备147340号